{
  "vin": "3C6UR5DJ6VG373478",
  "title": "2027 RAM 2500 Big Horn",
  "year": 2027,
  "make": "RAM",
  "model": "2500",
  "trim": "Big Horn",
  "decoded_trim": "Big Horn",
  "condition": "new",
  "price": 66674.0,
  "msrp": 70540.0,
  "sale_price": 66674.0,
  "currency": "USD",
  "mileage": 0,
  "exterior_color": "Forged Blue Metallic",
  "interior_color": "Black",
  "drivetrain": "4WD",
  "body_style": "Crew Cab Pickup",
  "vehicle_type": "car",
  "fuel_type": "Gasoline Fuel",
  "doors": 4,
  "seating_capacity": null,
  "engine": "Regular Gasoline V-8 6.4 L/392",
  "engine_displacement_l": 6.4,
  "engine_cylinders": 8,
  "transmission": "8-Speed Automatic w/OD",
  "mpg_city": null,
  "mpg_hwy": null,
  "range_miles": null,
  "battery_kwh": null,
  "stock_number": "63433407",
  "stock_status": "Available",
  "availability": "In Stock",
  "availability_schema": "https://schema.org/InStock",
  "in_transit": false,
  "availability_status": "unknown",
  "dealer_fees": null,
  "photo_count": 1,
  "primary_image": "https://service.secureoffersites.com/images/GetEvoxImage?styleid=487508",
  "images": [
    "https://service.secureoffersites.com/images/GetEvoxImage?styleid=487508"
  ],
  "vin_decode": {
    "make": "Ram",
    "model": "2500",
    "year": 2027,
    "trim": "Big Horn",
    "body_style": "Pickup",
    "vehicle_type": "TRUCK",
    "engine": "6.4L 8-Cylinder V-Shaped",
    "engine_displacement_l": 6.4,
    "cylinders": 8,
    "drive_type": "4WD",
    "fuel_type": "Gasoline",
    "doors": null
  },
  "offers": [],
  "offers_expired_cleared": false,
  "price_history": [],
  "window_sticker": {
    "msrp": 70540.0,
    "monroney_url": "https://ai.castlecdjrchesterton.com/sticker/3C6UR5DJ6VG373478.pdf",
    "source_vdp_url": "https://www.castlecdjrchesterton.com/viewdetails/new/3c6ur5dj6vg373478/2027-ram-2500-crew-cab-pickup",
    "note": "Factory Monroney window sticker (PDF) fetched live from the OEM by VIN. monroney_url is set for makes with an OEM Monroney source; a small number of VINs may return no sticker if the OEM publishes none for that VIN."
  },
  "dealer": {
    "name": "Castle CDJR of Chesterton",
    "short_name": "Castle CDJR of Chesterton",
    "city": "Chesterton",
    "state": "IN",
    "address": "701 E Porter Ave",
    "zip": "46304",
    "phone": "(219) 250-9487",
    "website": "https://www.castlecdjrchesterton.com"
  },
  "source_vdp_url": "https://www.castlecdjrchesterton.com/viewdetails/new/3c6ur5dj6vg373478/2027-ram-2500-crew-cab-pickup",
  "canonical_url": "https://ai.castlecdjrchesterton.com/vehicle/3C6UR5DJ6VG373478.html",
  "json_url": "https://ai.castlecdjrchesterton.com/v/3C6UR5DJ6VG373478.json",
  "markdown_url": "https://ai.castlecdjrchesterton.com/v/3C6UR5DJ6VG373478.md",
  "vdp_url": "https://www.castlecdjrchesterton.com/viewdetails/new/3c6ur5dj6vg373478/2027-ram-2500-crew-cab-pickup",
  "generated_at": "2026-08-22T09:44:39Z",
  "price_excl_doc_fee": null,
  "price_includes_doc_fee": null,
  "doc_fee": null,
  "price_note": null,
  "savings": 3866.0,
  "price_check": {
    "ok": false,
    "issues": [
      "doc_fee_policy_unknown"
    ],
    "checks": 4,
    "rule": "verified_match",
    "stale": false
  },
  "price_stale": false,
  "price_advertisable": false,
  "price_disclosure": {
    "kind": "off_msrp",
    "template_id": "off_msrp.v1",
    "inline": "Savings measured against MSRP. Tax, title, license and fees extra. See details.",
    "full": "Advertised: save $3,866. This offer applies to Stock #63433407, VIN 3C6UR5DJ6VG373478. MSRP is the manufacturer's suggested retail price and excludes tax, title, license, registration, options added by the dealership and any dealer fee. The savings figure is the difference between MSRP and the advertised price and is measured against MSRP, not against any other price. Manufacturer's suggested retail price: $70,540. Advertised price: $66,674. Savings: $3,866, measured as the manufacturer's suggested retail price minus the advertised price. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. One vehicle at this price, subject to prior sale. See the dealership for complete details.",
    "lines": [
      {
        "label": "Manufacturer's suggested retail price",
        "value": "$70,540"
      },
      {
        "label": "Advertised price",
        "value": "$66,674"
      },
      {
        "label": "Savings",
        "value": "$3,866, measured as the manufacturer's suggested retail price minus the advertised price"
      }
    ],
    "advertised": "save $3,866",
    "expires": null,
    "required_missing": [],
    "required_missing_keys": [],
    "unsubstantiated": [],
    "substantiated": true,
    "reason": null,
    "advertisable": true,
    "estimate_only": false,
    "disclosure_version": "1.0.0"
  },
  "disclosure_global": "Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. A dealer documentation fee may apply and is not configured for this rooftop, so it is not reflected in any figure shown. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.",
  "disclosure_version": "1.0.0",
  "computed_offers": {
    "generated_at": "2026-08-22T09:44:40Z",
    "engine_version": "beacon-offer-engine/1.0",
    "template_set": "beacon-disclosure/1.0",
    "validator_version": "1.1.0",
    "basis": {
      "zip": "46304",
      "state": "IN",
      "doc_fee": null,
      "doc_fee_source": "unconfigured",
      "doc_fee_in_advertised_price": false,
      "selling_price": 66674.0,
      "price_reconciled": false,
      "price_stale": false,
      "price_age_hours": null,
      "price_max_age_hours": null,
      "price_confirm_note": null,
      "note": "Payments are computed at the dealership's own location so an advertised figure is defensible before a shopper's own details are known. Tell us your ZIP and we will recompute."
    },
    "offers": [
      {
        "offer_id": "of_3C6UR5DJ6VG373478_finance_60",
        "type": "finance_60",
        "label": "Finance",
        "headline": {
          "value": 1362,
          "unit": "per_month",
          "display": "$1,362/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "price_not_reconciled",
          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated payment on approved credit. Not an offer to lend.",
        "inputs": {
          "selling_price": 66674.0,
          "price_incl_doc": null,
          "doc_fee": null,
          "down_payment": 0.0,
          "term": 60,
          "apr": 5.49,
          "tax_rate": 0.07,
          "zip": "46304",
          "program_code": null,
          "credit_tier": "Excellent"
        },
        "outputs": {
          "monthly_payment": 1362.37,
          "amount_financed": 71341.18,
          "sales_tax": 4667.18,
          "total_of_payments": 81742.21,
          "finance_charge": 10401.03,
          "per_1000_financed": 19.1,
          "due_at_signing": {
            "downPayment": 0,
            "title": 60,
            "registration": 100,
            "total": 160
          }
        },
        "disclosure": "Estimated finance payment for stock #63433407, VIN 3C6UR5DJ6VG373478. $1,362 per month for 60 months at 5.49% APR, $0 cash down. Advertised price $66,674, before any dealer documentation fee. Amount financed $71,341, including $4,667 estimated sales tax at 7%. That is $19.10 per $1,000 financed. Total of payments $81,742. Offer expires 2026-08-31. Estimated for ZIP 46304. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 16,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-08-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_3C6UR5DJ6VG373478_lease_zero_down",
        "type": "lease_zero_down",
        "label": "Zero-down lease",
        "headline": {
          "value": 881,
          "unit": "per_month",
          "display": "$881/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "price_not_reconciled",
          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated lease payment on approved credit. Not an offer to lease.",
        "inputs": {
          "msrp": 70540.0,
          "selling_price": 66674.0,
          "cap_cost_reduction": 0.0,
          "residual_pct": 62.0,
          "money_factor": 0.0015,
          "acquisition_fee": 695.0,
          "term": 36,
          "annual_miles": 10000.0,
          "tax_basis": "monthly",
          "doc_fee": null,
          "zip": "46304",
          "program_code": null
        },
        "outputs": {
          "monthly_payment": 880.78,
          "net_cap_cost": 67369.0,
          "residual_value": 43734.8,
          "apr_equivalent": 3.6,
          "due_at_signing": {
            "firstPayment": 880.78,
            "downPayment": 0,
            "upfrontTax": 0,
            "title": 60,
            "registration": 100,
            "total": 1040.78
          },
          "total_of_payments": 31716,
          "total_of_payments_unrounded": 31708.08
        },
        "disclosure": "Estimated lease payment for stock #63433407, VIN 3C6UR5DJ6VG373478. $881 per month for 36 months, 10,000 miles per year, zero due as cap cost reduction. Amount due at signing $1,041, made up of $881 first payment, $60 title, $100 registration. MSRP $70,540. Lease selling price $66,674. Net capitalized cost $67,369. Residual value $43,735, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $31,716. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-08-31. Estimated for ZIP 46304. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 22,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-08-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_3C6UR5DJ6VG373478_lease",
        "type": "lease",
        "label": "Lease",
        "headline": {
          "value": 787,
          "unit": "per_month",
          "display": "$787/mo"
        },
        "provenance": "estimated",
        "advertisable": false,
        "not_advertisable_because": [
          "price_not_reconciled",
          "provenance_estimated",
          "validator_not_advertisable"
        ],
        "estimate": true,
        "caveat": "Estimated lease payment on approved credit. Not an offer to lease.",
        "inputs": {
          "msrp": 70540.0,
          "selling_price": 66674.0,
          "cap_cost_reduction": 2999.0,
          "residual_pct": 62.0,
          "money_factor": 0.0015,
          "acquisition_fee": 695.0,
          "term": 36,
          "annual_miles": 10000.0,
          "tax_basis": "monthly",
          "doc_fee": null,
          "zip": "46304",
          "program_code": null
        },
        "outputs": {
          "monthly_payment": 786.83,
          "net_cap_cost": 64370.0,
          "residual_value": 43734.8,
          "apr_equivalent": 3.6,
          "due_at_signing": {
            "firstPayment": 786.83,
            "downPayment": 2999,
            "upfrontTax": 0,
            "title": 60,
            "registration": 100,
            "total": 3945.83
          },
          "total_of_payments": 28332,
          "total_of_payments_unrounded": 28325.88
        },
        "disclosure": "Estimated lease payment for stock #63433407, VIN 3C6UR5DJ6VG373478. $787 per month for 36 months, 10,000 miles per year, $2,999 cap cost reduction. Amount due at signing $3,946, made up of $787 first payment, $2,999 cap cost reduction, $60 title, $100 registration. MSRP $70,540. Lease selling price $66,674. Net capitalized cost $64,370. Residual value $43,735, 62% of MSRP. Money factor 0.0015, about 3.6% APR equivalent. Acquisition fee $695. Total of payments $28,332. Excess mileage and excess wear charges apply at lease end; see dealer for the per-mile rate. Offer expires 2026-08-31. Estimated for ZIP 46304. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": {
          "outcome": "flag",
          "severity": "medium",
          "safe_to_advertise": false,
          "failed_checks": [
            "doc_fee_missing"
          ],
          "checks_run": 22,
          "validator_version": "1.1.0"
        },
        "expires_at": "2026-08-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      },
      {
        "offer_id": "of_3C6UR5DJ6VG373478_off_msrp",
        "type": "off_msrp",
        "label": "Savings off MSRP",
        "headline": {
          "value": 3866.0,
          "unit": "total",
          "display": "$3,866"
        },
        "provenance": "dealer_config",
        "advertisable": false,
        "not_advertisable_because": [
          "price_not_reconciled"
        ],
        "estimate": true,
        "caveat": "Savings measured against MSRP. Excludes tax, title and license.",
        "inputs": {
          "msrp": 70540.0,
          "selling_price": 66674.0,
          "doc_fee": null,
          "doc_fee_in_price": false
        },
        "outputs": {
          "savings_amount": 3866.0,
          "savings_pct": 5.5,
          "savings_basis": "msrp_minus_advertised_price"
        },
        "disclosure": "Savings of $3,866 on stock #63433407, VIN 3C6UR5DJ6VG373478, measured as the $70,540 manufacturer's suggested retail price less the $66,674 advertised price. MSRP and advertised price both exclude tax, title, license, registration and any dealer documentation fee. One vehicle at this price. Price good through 2026-08-31 and subject to change. See dealer for complete details.",
        "substantiation_complete": true,
        "unsubstantiated_values": null,
        "validation": null,
        "expires_at": "2026-08-31",
        "engine_version": "beacon-offer-engine/1.0",
        "template_set": "beacon-disclosure/1.0"
      }
    ],
    "suppressed": [
      {
        "type": "finance",
        "term": 84,
        "failed_checks": [
          "doc_fee_missing",
          "program_expired"
        ],
        "severity": "high",
        "public_note": "No payment is shown for this vehicle because the quote did not pass our accuracy check. One of our sales representatives can quote it exactly."
      }
    ],
    "counts": {
      "offers": 4,
      "suppressed": 1,
      "advertisable": 0
    },
    "engine_calls": 25,
    "elapsed_ms": 328
  }
}